How to create a verified Alipay account?

Here’s a polished, up‑to‑date guide on how to create and verify an Alipay account as a foreigner:

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1. 📱 Register Your Account

1. Download the correct Alipay app (mainland China version if you're registering for use in China).

2. Sign up via phone number (choose your country code).

3. Enter the 6-digit verification code sent by SMS. sikayetvar.com+15invastor.com+15invastor.com+15sikayetvar.com+10wise.com+10reddit.com+10

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2. 🔐 Prepare Real‑Name Verification

Alipay requires Real‑Name Verification (实名制), essential for unlocking wallet features. invastor.com+3en.wikipedia.org+3howtotao.com+3
To access this, go to: Me → Settings/Account & Security → Identity Information → Verify now sikayetvar.com+3wise.com+3reddit.com+3

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3. 🛂 Upload Passport & Face Verification

As a non‑Chinese user:

• Choose passport + face verification (foreign verification option).

• Upload a clear image of your passport (photo page).

• Complete the live selfie scan within the app. reddit.com+15howtotao.com+15indibloghub.com+15argentenligne.com+1reddit.com+1invastor.com

⚠️ Image quality matters: avoid glare, crop, or filters.

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4. 💳 Optional: Bank Card Verification

• You can link an international credit/debit card (Visa/Mastercard/etc.) for limited services, but it often won’t count for verification. reddit.com+1invastor.com+1

• Mainland Chinese debit cards are the only way to fully link balance features (top‑up/withdraw). reddit.com+5wise.com+5reddit.com+5

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5. ⏱ Wait for Approval

• Verification takes 1–48 hours, although some users report it waiting until they arrive in China. indibloghub.com+15invastor.com+15reddit.com+15

• If outside China, even after uploading your passport + selfie, the system may still prompt for a Chinese bank card—many users succeed only once in China with a local SIM.

  “Once I arrived in China… it showed as verified without me doing anything else.” reddit.com+2reddit.com+2reddit.com+2

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6. ✅ Confirm Your Status

After success, your app will indicate “Verified”, and you’ll have access to more services, though:

• Foreign cards may allow payments at shops, taxis, etc., but NOT full top‑up or peer-to-peer balance transfers.

• To top up or withdraw, you’ll need a Mainland Chinese debit card.

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🛠 Troubleshooting Tips

• If the app always asks for a Chinese bank card before passport verification, try:

  • Switching your phone’s SIM to a Chinese number wise.com

  • Reinstalling the mainland China version of the app sikayetvar.com+3reddit.com+3wise.com+3

• Use a VPN to appear in China when uploading documents (some users report it helps)

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📌 Quick Reference Table

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🧭 Final Words

• You can create and partially verify your account from anywhere, but full wallet functions (add/withdraw balances) require a Mainland Chinese debit card and/or being in China.

• Still getting the “bank card required” prompt? Try again in China with local SIM or mainland app version.

• Having issues? Reach out to Alipay support or post in r/Alipay with clear screenshots.

Let me know if you’d like help navigating the passport scan or face‑verification screen!